Mortgage Advantages
Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Andalusia Mortgage
At Smart Home Mortgage Loans, our first priority is to help you find the right Andalusia Mortgage Loan for your individual needs. We will make sure that you find an Andalusia Alabama Mortgage Loan at a good rate and that you feel comfortable with your loan program.
Alabama is often referred to as the "Heart of Dixie", and the state's rich tapestry is woven with the natural beauty and lively history of the Southern heritage. The Confederacy was founded at Montgomery in Feb. 1861, and, for a time, the city was the Confederate capital.In the 1950s and '60s, Alabama was the site of such landmark civil-rights actions as the bus boycott in Montgomery (1955–56) and the “Freedom March” from Selma to Montgomery (1965).
Although primarily an agricultural state, Alabama is rapidly adapting to new technology and commerce, and tourism continues to be a lucrative industry for the state. Points of interest include the Helen Keller birthplace at Tuscumbia, the Space and Rocket Center at Huntsville, the White House of the Confederacy, the restored state Capitol and the Civil Rights Memorial. Each year, more and more people are calling Alabama home!
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Home
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.