Mortgage Advantages
Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Fairbanks Mortgage
At Smart Home Mortgage Loans, our first priority is to help you find the right
Fairbanks Mortgage Loan for your individual needs. We will make sure that you find a
Fairbanks Alaska Mortgage Loan at a good rate and that you feel comfortable with your loan program.
The state nickname of Alaska is "The Last Frontier", and this is
especially true in the state's relation to the American housing market. Where
else in the United States can you still purchase a home or land in the nearly
untouched wilderness? The natural beauty of Alaska is one of the main reasons
that Americans are actively looking to the state both for investments or relocation,
and the reason that natives have no desire to leave!
Alaska was the 49th state, joining the U.S. on January 3, 1959. It's unique
geography and rich history make the state unlike any other. Although the state
is the largest, With an area of just over 500,000 square miles, the area is
so vast that there is little of the overcrowding that you find so often in the
contiguous states. With the natural beauty of places like Mt. McKinley, the
Yukon River, and Aleknagik Lake, there's no wonder that many have discovered
that Alaska is the place to be!
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or sub prime refinancing, our company can connect you with the finest financing providers online.
Home
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.