Mortgage Advantages
Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Hot Springs Mortgage
At Smart Home Mortgage Loans, our first priority is to help you find the right
Hot Springs Mortgage Loan for your individual needs. We will make sure that you find a
Hot Springs Arkansas Mortgage Loan at a good rate and that you feel comfortable with your loan program.
Arkansas is affectionately known as "the Natural State", a fitting name with regards to such unpolished beauty as Lake Ouachita and the mightly Mississippi. Arkansas was the 25th state in the USA; it became a state on June 15, 1836. The state joined the Confederacy in 1861, but from 1863 the northern part of it was occupied by Union troops.
Arkansas continues to invest in new technology and specialized industry, and the standard of living grows each year. The state has a booming tourist industry, as Hot Springs National Park and Buffalo National River in the Ozarks are major state attractions. Blanchard Springs Caverns, the Historic Arkansas Museum at Little Rock, the William J. Clinton Birthplace in Hope, and the Arkansas Folk Center in Mountain View are also of interest. It also has the country's only active diamond mine; located near Murfreesboro, it is operated as a tourist attraction.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or sub prime refinancing, our company can connect you with the finest financing providers online.
Home
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.