Bad Credit Loans
Challenged Credit Loan Options
One of the biggest demands for lenders today is a solution for bad credit loans. FHA has tightened credit guidelines a bit, so qualifying for a bad credit home mortgage is much more difficult today. Our subprime lenders specialize in refinance and second mortgage offers from 3-4 competing mortgage refinance loan specialists from across the country. Borrowers can run into credit pitfalls and it is important to be able to turn to a bad credit lender when you need cash or to refinance your mortgage, but have bad credit.
- Bad Credit Refinance
- Pay Off Debt Quicker
- Loan Modifications for Poor Credit
- No Credit Refinancing
- Hard Money Mortgage
- Home Construction Lending
We specialize in loans for good people with a little bad credit! Apply for a Low Rate 125% 2nd Mortgage. There's no cost for your application, and in most cases we'll let you know within 24 hours if you're approved. We've made applying easy. Simply apply online, or just email us.
Consolidate your credit card debt with a Low Rate Consolidation Mortgage Loan. Compare Which mortgage loan is right for you?
Now is the time to take advantage of some of the lowest interest in years. Even with past credit problems, We help people re-establish their credit while consolidating their debt at the same time.
Even if you have been turned down because of bad credit in your past, you may qualify for a bad credit second mortgage. When you get a minute, check out availability for qualifying so you can get the cash quickly.
Question: How long is my rate lock valid?
Answer: Depending on the type of transaction and the time you need, lock periods can be valid anywhere from 10 days up to 180 days.
Question: Can I pay my loan off early, can I pay extra each month?
Answer: Yes, you can make principal payments at anytime during your loan term or pay the loan in full. You can also pay a set amount each month above the normal payment due or make lump sum payments periodically.
Question: What is an escrow account?
Answer: An account maintained by the lender to collect funds from the borrower in order to pay the taxes and property insurance due on the loan.
Request a FREE Mortgage Quote online and learn how a debt consolidation loan could save you over $4,000 per year!