Refinance - Home Financing - 2nd Mortgage - New Home Purchase - Home Improvement - First Time Home Buyers - VA Refinancing

Popular Terms 30 yr Fixed 15 yr Fixed 10/1 Arm 7/1 ARM 5/1 ARM 3/1 ARM 2/1 ARM 6 Month Libor Interest Only Mortgage Advantages Mortgage Advantages Competitive interest rates. Our rates are among the lowest in the Lower Mainland. Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days. Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage. Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner. Double up your payment. Pay up to double each payment on closed mortgage plans. Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance. Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move. It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.	San Simeon Mortgage At Smart Home Mortgage Loans, our first priority is to help you find the right San Simeon Mortgage Loan for your individual needs. We will make sure that you find a San Simeon California Mortgage Loan at a good rate and that you feel comfortable with your loan program.     Choose Your California Mortgage Loan Metro Area! Berkeley Mortgage Napa Mortgage Big Bear Lake Mortgage Oakland Mortgage Big Sur Mortgage Palm Springs Mortgage Carlsbad Mortgage Riverside Mortgage Carmel Mortgage Sacramento Mortgage Catalina Island Mortgage San Diego Mortgage Chico Mortgage San Francisco Mortgage Eureka Mortgage San Jose Mortgage Julian Mortgage San Luis Obispo Mortgage Lake Tahoe Region Mortgage San Simeon Mortgage Los Angeles Mortgage Santa Barbara Mortgage Mojave Mortgage Santa Cruz Mortgage Monterey Mortgage	California Factoids California is called the Golden State, and it's seemingly boundless terrain of sunshine and the Gold Rush of the 1940s are primarily the reasons. On Jan. 24, 1848, James W. Marshall discovered gold at Sutter's Mill, starting the California Gold Rush and bringing settlers to the state in large numbers. People continue to head West in large numbers towards the land of sun and opportunity, prolonging California's nearly mythic place atop the American housing market. From Mt. Whitney at 14,495 feet to Death Valley at 282 feet below sea level (the lowest point in the Western Hemisphere), and from the eternal sunshine of Southern California to the rugged yet lush beauty of the North, the state continues to see an influx of people searching for the American Dream. By 1964, California had surpassed New York to become the most populous state. One reason for this may be that more immigrants settle in California than any other state—more than one-third of the nation's total in 1994. Asians and Pacific Islanders led the infilltration.