Mortgage Advantages
Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Chaffee Mortgage
At Smart Home Mortgage Loans, our first priority is to help you find the right
Chaffee Mortgage Loan for your individual needs. We will make sure that you find a
Chaffee Colorado Mortgage Loan at a good rate and that you feel comfortable with your loan program.
The word Colorado is Spanish for the "color red," and refers to the muddy Colorado River that cuts through the state, bringing with it specialized industry and tourism. Breathtaking scenery and world-class skiing make Colorado a prime tourist destination. This beauty is a major reason why over four million people call the state home!
The U.S. obtained eastern Colorado as part of the Louisiana Purchase in 1803, the central portion in 1845 with the admission of Texas as a state, and the western part in 1848 as a result of the Mexican War. It has the highest mean elevation of any state, with more than 1,000 Rocky Mountain peaks over 10,000 ft high and 54 towering above 14,000 ft. Pikes Peak, the most famous of these mountains, was discovered by U.S. Army lieutenant Zebulon M. Pike in 1806.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Home
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.