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Refinance - Home Equity - 2nd Mortgage - Debt Consolidation - Home Improvement - FHA VA
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Popular Terms 30 yr Fixed
FHA Loans Advantages FHA provides affordable housing and financing for qualified borrowers nationwide! Ideal for first-time homebuyers with less than 3% down. Other Benefits Easier Credit Qualifying Guidelines such as: No minimum FICO score or credit score requirements. Easier Debt Ratio & Job Requirement Guidelines such as: Higher Debt Ratio's than other home loan programs. These advantages of the FHA loan program has made it one of the best options for most first time home buyers as well as move-up home buyers.
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California FHA Loans Do you want to join the millions of people realizing their dreams of homeownership, but you're held back because of limited finances? A specialized California FHA Loan could be the answer! California FHA loans are specific lending programs that help low and moderate income families become homeowners by lowering some of the mortgage costs. Smart Home Mortgage Loans can help you find out if you qualify, and help you lock in a rate that works for you! California FHA loans are great options for qualified borrowers who want to save money on their mortgage, lower their monthly payment, or combine their first and second mortgage for a lower rate. Apply today, and get started on the path towards financial freedom!
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Mortgage Resources Mortgages 
California Factoids California is called the Golden State, and it's seemingly boundless terrain of sunshine and the Gold Rush of the 1940s are primarily the reasons. On Jan. 24, 1848, James W. Marshall discovered gold at Sutter's Mill, starting the California Gold Rush and bringing settlers to the state in large numbers. People continue to head West in large numbers towards the land of sun and opportunity, prolonging California's nearly mythic place atop the American housing market. From Mt. Whitney at 14,495 feet to Death Valley at 282 feet below sea level (the lowest point in the Western Hemisphere), and from the eternal sunshine of Southern California to the rugged yet lush beauty of the North, the state continues to see an influx of people searching for the American Dream. By 1964, California had surpassed New York to become the most populous state. One reason for this may be that more immigrants settle in California than any other state—more than one-third of the nation's total in 1994. Asians and Pacific Islanders led the infilltration. |
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