FHA provides affordable housing and financing for qualified borrowers
nationwide! Ideal for first-time homebuyers with less than 3% down.
Other Benefits
Easier Credit Qualifying Guidelines such as:
No minimum FICO score or credit score requirements.
FHA will allow a home purchase two years after a Bankruptcy.
Easier Debt Ratio & Job Requirement Guidelines such as:
Higher Debt Ratio's than other home loan programs.
Less than two years on the job is allowed.
Self-Employed individuals o.k.
These advantages of the FHA loan program has made it one of the best options
for most first time home buyers as well as move-up home buyers.
Florida FHA Home Loans
Florida consumers have given us positive feedback about FHA home loans for buying and refinancing homes in Florida. Do you want to join the millions of people realizing their dreams of homeownership, but you're held back because of limited finances? A specialized Florida FHA Loan could be the answer!
Florida FHA loans are unique government lending programs that help low and moderate income families become homeowners by lowering some of the mortgage costs. Smart Home Mortgage Loans can help you find out if you qualify, and help you lock in a rate that works for you!
At Smart Home Mortgage Loans, we are a national lender who provides low-interest FHA loans to qualified Florida residents.
Our first priority is to help our clients find the right FHA loan program for their individual needs.
Florida is known as the sunshine state, for both it's mild climate and world-reknowed beaches. It's the fourth most populous state in the USA, after California, New York and Texas, and a major attraction and real estate destination for both young and old.
Florida was first seen by the Spanish explorer Ponce de Leon on Palm Sunday on April 2, 1513 - he then named the "Pascua de Florida," meaning "Feast of Flowers" and claimed it for Spain. Later, Florida would be held at different times by Spain and England until Spain finally sold it to the United States in 1819. The rich Spanish history is still woven into the fabric of Floridian society.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or sub prime refinancing, our company can connect you with the finest financing providers online.
Home
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.