FHA provides affordable housing and financing for qualified borrowers
nationwide! Ideal for first-time homebuyers with less than 3% down.
Other Benefits
Easier Credit Qualifying Guidelines such as:
No minimum FICO score or credit score requirements.
FHA will allow a home purchase two years after a Bankruptcy.
Easier Debt Ratio & Job Requirement Guidelines such as:
Higher Debt Ratio's than other home loan programs.
Less than two years on the job is allowed.
Self-Employed individuals o.k.
These advantages of the FHA loan program has made it one of the best options
for most first time home buyers as well as move-up home buyers.
Virginia
FHA Loans
Do you want to join the millions of people realizing their dreams of homeownership, but you're held back because of limited finances? A specialized Virginia FHA Loan could be the answer!
Virginia FHA loans are specific lending programs that help low and moderate income families become homeowners by lowering some of the mortgage costs. Smart Home Mortgage Loans can help you find out if you qualify, and help you lock in a rate that works for you!
Virginia FHA loans are great options for qualified borrowers who want to save money on their mortgage, lower their monthly payment, or combine their first and second mortgage for a lower rate. Apply today, and get started on the path towards financial freedom!
Virginia played a pivotal role in the early formation of the country. Eight presidents were born here, including Washington and Jefferson. The state was named for Queen Elizabeth I of England (she was known as the Virgin Queen). Sir Walter Raleigh may have suggested this name around 1584.
Flanked by the James River, Rappahannock River, Potomac River and Shenandoah River, the Old Dominion State is known for its world-class rafting and camping as well. The natural beauty from the Blue Ridge mountains to the Atlantic beaches make Virginia a great place to live!
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or sub prime refinancing, our company can connect you with the finest financing providers online.
Home
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.