Fixed Rate Mortgages
With fixed rate mortgages available under 5% on 30-year terms, you would be crazy to pass up refinancing. If you are buying a home what a perfect time to lock into an affordable fixed rate home mortgage. Our mortgage lenders specialize in providing fixed rate loans for home purchase, second mortgage, and refinance offers from 3 competing home mortgage specialists from across the country. All our loan specialists are dedicated to finding the right loan with the lowest interest rates for fixed rate terms.
Our smart home mortgage lenders specialize in providing fixed rate loans up to $5,000,000. You will benefit from qualifying quotes from three competing home loan specialists from across the country. All our mortgage loan specialists are dedicated to finding the right mortgage with the best loan rates, terms and reduced costs to meet your borrowing needs.
Our mortgage lenders specialize in creative financing with competitive rates for fixed and adjustable rate mortgage programs. Let the loan officers at Smart Home Mortgage Loans help you determine the amount you are approved to borrow. Select the right 1st or 2nd mortgage with documentation options and interest type options as well.
- 15-Year Fixed Interest Rate
- 20-Year Fixed Interest Rate
- 30-Year Fixed Interest Rate
Fixed mortgage rates are considered simple interest, which is money you can earn by initially investing some money (the principal). A percentage (the interest) of the principal is added to the principal, making your initial investment grow!
Simple interest is money you can earn by initially investing some money (the principal). A percentage (the interest) of the principal is added to the principal, making your initial investment grow!
Home Mortgage News
The Federal Reserve will not raise interest rates, pausing for the first time in more than two years, when its policy-setting panel meets next week, the manager of the world's largest bond fund said Friday.
"The Fed will definitely pause on Tuesday," Bill Gross, chief investment officer at Pacific Investment Management Co., said in comments e-mailed to Reuters from his headquarters in Newport Beach, California.
Fixed Rate Mortgages - a mortgage on which the interest is set for the term of the loan.
Fixed rate mortgages guarantee a specific rate of interest for a set length of time. Most commonly, this is for between one and five years, though it can be as long as ten or even fifteen years. As a rule, the longer the fixed period, the higher the starting rate of interest. A lender will not want to commit to lending you money at a really low interest rate for ten years when there is a fair chance that during that period the general level of interest rates may rise above the rate at which they are lending you money. The lowest interest rates are often found with deals that are fixed for two to three years.