Borrowers with sporadic incomes can benefit from interest-only mortgages. This is particularly the case if the mortgage is one that permits the borrower to pay more than interest-only. In this case, the borrower can pay interest-only during lean times and use bonuses or income spurts to pay down the principal.
Georgia Interest Only Loans
Cash Out Refinance
1% Start Rate Option Loans
Debt Consolidation Refinancing
No Equity Refinance 100%
Conforming - Fixed, ARM, Interest Only
Stated Income Refinance
Home Improvement Loans
Non-Conforming Products - Fixed, ARM, Interest Only
Government - FHA, VA
Home Equity – Fixed Rate or HELOC's
Home Construction Lending
Fannie Mae and Freddie Mac Loan Programs
Reduce your monthly mortgage payment with an Georgia Interest Only Loans!
Georgia Interest Only Loans allow you the flexibility of investing your money where you wish, not just in your house. During the interest only period of your Georgia Interest Only Loan you can either pay interest only, or include whatever amount of principal you wish, even a large principal prepayment if desired.
After the interest only period your Georgia Interest Only Loan will require monthly payments of both principal and interest.
The Peach State has a unique Southern history. After obtaining a royal charter, Gen. James Oglethorpe established the first permanent settlement in Georgia in 1733 as a refuge for English debtors. In 1742, Oglethorpe defeated Spanish invaders in the Battle of Bloody Marsh. A Confederate stronghold, Georgia was the scene of extensive military action during the Civil War.
The largest state east of the Mississippi, Georgia is typical of the changing South with an ever-increasing industrial development. Atlanta, largest city in the state, is the communications and transportation center for the Southeast and the area's chief distributor of goods. With a mild climate and popular shores, Georgia is on many people's minds!
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or sub prime refinancing, our company can connect you with the finest financing providers online.
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Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.