Mortgage Advantages
Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Baton Rouge Mortgage
At Smart Home Mortgage Loans, our first priority is to help you find the right
Baton Rouge Mortgage Loan for your individual needs. We will make sure that you find a
Baton Rouge Louisiana Mortgage Loan at a good rate and that you feel comfortable with your loan program.
Louisiana is perhaps best known for it's festive spirit and rich Creole history, evident in such events as Mardi Gras and the annual Jazz Festival, when thousands of spirited celebrators descend on the French Quarter in New Orleans. However, the state is also rich in industry and technology, and a is known as a Sportsman's Paradise.
The state's economy suffered during Reconstruction; however, the situation improved at the turn of the 20th century, with the discovery of oil and natural gas and the growth of industry. Today the state is seeing a large influx of people wanting to experience the great spirit of the Bayou!
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Home
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.