Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Alabama Home Mortgages No Cost Lender Quotes for Purchase or Refinance
Our lenders specialize in providing purchase and refinance offers from three competing home loan specialists from across the country. All our mortgage specialists are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many consumers in Alabama, have you placed homeownership high on your priorities list? Whether you need help financing your first, second or third home, we can help make it one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible! Alabama home financing from Smart Home Mortgage Loans could help you turn your homeownership dream into a reality!
Buying a home in the South doesn't have to be a trembling experience if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find an Alabama Mortgage Loan at a good rate and that you feel comfortable with your loan program. Alabama home mortgage rates remain low for FHA, VA, conforming and home equity loans.
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right Alabama Mortgage Loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
Alabama is often referred to as the "Heart of Dixie", and the state's rich tapestry is woven with the natural beauty and lively history of the Southern heritage. The Confederacy was founded at Montgomery in Feb. 1861, and, for a time, the city was the Confederate capital.In the 1950s and '60s, Alabama was the site of such landmark civil-rights actions as the bus boycott in Montgomery (1955–56) and the “Freedom March” from Selma to Montgomery (1965).
Although primarily an agricultural state, Alabama is rapidly adapting to new technology and commerce, and tourism continues to be a lucrative industry for the state. Points of interest include the Helen Keller birthplace at Tuscumbia, the Space and Rocket Center at Huntsville, the White House of the Confederacy, the restored state Capitol and the Civil Rights Memorial. Each year, more and more people are calling Alabama home!
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.