Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Arizona Home Mortgages No Cost Lender Quotes for Purchase or Refinance
Our lenders specialize in providing purchase and refinance offers from three competing home loan specialists from across the country. All our mortgage specialists are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many in Arizona, have you placed homeownership high on your priorities list? Whether you need help financing your first, second or third home, we can help make it one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible! An Arizona home loan from Smart Home Mortgage Loans could help you make that dream a reality!
Buying a home does not have to be a daunting task if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find an Arizona Mortgage Loan at a good rate and that you feel comfortable with your loan program. Interest rates are still low, and purchasing a home is easier than ever!
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right home loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
While Arizona is known as the Grand Canyon State, the rugged, natural beauty of the state extends much further than this vast world wonder. >From the prehistoric Petrified Forest National Park, to the majesty of the Colorado River, the dry arid climate and organic beauty have made the state into an oasis for an ever-growing influx of people.
Marcos de Niza, a Spanish Franciscan friar, was the first European to explore Arizona. He entered the area in 1539 in search of the mythical Seven Cities of Gold. Arizona history is also rich in legends of America's Old West. It was here that the great Indian chiefs Geronimo and Cochise led their people against the frontiersmen. Tombstone, Ariz., was the site of the West's most famous shoot-out—the gunfight at the O.K. Corral. Today, Arizona has one of the largest U.S. Indian populations; more than 14 tribes are represented on 20 reservations.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didn't get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.