Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Hawaii Home Mortgage No Cost Lender Quotes for Purchase or Refinance
Our lenders specialize in providing purchase and refinance offers from three competing home loan specialists from across the state. All our mortgage specialists are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many in Hawaii consumers, have you placed homeownership high on your priorities list? Whether you need help financing your first, second or third home, we can help make it one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible!
Buying a home in Hawaii can be a terrifying experience if you do not have your financing in order prior to making an offer on a home for sale. However, if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find a Hawaii Mortgage Loan at a good rate and that you feel comfortable with your loan program. Rates are still low, and purchasing a home is easier than ever!
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right Hawaii Mortgage Loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
The Aloha State is world-reknowned for its lush, tropical climate and beautiful beaches. Hawaii's highest peak is Mauna Kea at 13,796 ft. Mauna Loa (13,679 ft) is the largest volcanic mountain in the world by volume. Thousands are lured to the islands to take advantage of the rich, yet laid-back culture of the state.
Though it was the last state to join the Union, it has a unique and storied history. Hawaii may been named for the traditional home of the Polynesians, Hawaii or Hawaiki, called "Owhyhee". The Japanese attack on the naval base at Pearl Harbor on Dec. 7, 1941, was directly responsible for U.S. entry into World War II. Hawaii was the 50th state in the USA; it became a state on August 21, 1959.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didnít get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.