Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Maryland Home Mortgage No Cost Lender Quotes for Purchase or Refinance
Our lenders specialize in providing purchase and refinance offers from three competing home loan specialists from across the state. All our mortgage specialists are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many in Maryland consumers, have you placed homeownership high on your priorities list? Whether you need help financing your first, second or third home, we can help make it one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible!
Home financing from Smart Home Mortgage Loans could help you go from renting to owning a home! Our first priority is to help simplify the home loan process so consumers can buy or refinance in Maryland.
Cash Out Refinance
1% Start Rate Option Loans
Debt Consolidation Refinancing
No Equity Refinance 100%
Conforming - Fixed, ARM, Interest Only
Stated Income Refinance
Home Improvement Loans
Non-Conforming Products - Fixed, ARM, Interest Only
The Old Line State was the 7th state in the USA, and was named to honor the Queen consort Henrietta Maria (1609-1669), the wife of Britain's King Charles I. With a mild climate and beautiful scenery, Maryland is known as a wonderful place to live.
Maryland's Eastern Shore and Western Shore embrace the Chesapeake Bay, and the many estuaries and rivers create one of the longest waterfronts of any state. The Bay produces more seafood—oysters, crabs, clams, fin fish—than any comparable body of water.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.