Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Like many in New Mexico, do you dream of joining the millions of people realizing their goals of homeownership? Are your tired of paying a lot of money to a landlord each month, and not towards building your own equity? Whether it's your first home or third, buying a home can be one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible! A New Mexico Mortgage Loan from Smart Home Mortgage Loans could help you make that dream a reality!
Buying a home doesn't have to be a daunting task if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find a New Mexico Mortgage Loan at a good rate and that you feel comfortable with your loan program. Rates are still low, and purchasing a home is easier than ever!
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right New Mexico Mortgage Loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
New Mexico is known as the Land of Enchantment. Natural beauties such as Conchas Lake and the Navajo Reservoir add to the Western charm. Minerals are the state's richest natural resource, and New Mexico is one of the U.S. leaders in output of uranium and potassium salts. Petroleum, natural gas, copper, gold, silver, zinc, lead, and molybdenum also contribute heavily to the state's income.
Since 1945, New Mexico has also been a leader in energy research and development with extensive experiments conducted at Los Alamos Scientific Laboratory and Sandia Laboratories in the nuclear, solar, and geothermal areas.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didnít get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.