Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
North Carolina Home Mortgage No Cost Loan Quotes for Purchase or Refinance from North Carolina Lenders
The East Coast has seen its highs and lows in the housing sector the last few years, but North Carolina lenders recently reported an increase in home loan applications. Local borrowers seem to be cashing in on the low North Carolina home mortgage rates and the $8,500 tax credits for first time home buyers. In a recent article the Mortgage Bankers Association indicated that North Carolina mortgage rates are lower than the average U.S. state, which is great news for home buyers in the state. Many North Carolina lenders have noticed a rebound in the housing sector and 2011 looks like it could be a good year for real estate and home financing in the state. Our participating lenders are licensed and have the experience to provide you with low rates and great service when processing your home mortgage loan online.
If you are buying a home in South or North Carolina, we recommend the FHA this loan only requires a 3.5% down-payment. Check the North Carolina FHA loan limits that were recently updated by HUD. All our mortgage specialists are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many in North Carolina consumers, have you placed homeownership high on your priorities list? Whether you need help financing your first, second or third home, we can help make it one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible!
Buying a home on the East Coast doesn't have to be a daunting task if you are informed throughout each step of the process, and we are here to make sure that happens. Our North Carolina lenders are determined to find a North Carolina Mortgage Loan at a good rate and that meets your financing needs. Rates are still low, and purchasing a home is easier than ever!
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right North Carolina Mortgage Loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
Your North Carolina Mortgage Loan Metro Area!
The Tar Heel State was one of the 13 original colonies, becoming the 12th state to join the Union on November 21, 1789. Two early presidents were from here: James Knox Polk was born in Mecklenburg County on November 2, 1795 (he was the 11th US President, serving from 1845 to 1849) and Andrew Johnson was born in Raleigh on December 29, 1808 (he was the 17th US President, serving from 1865 to 1869).
From the majestic Blue Ridge mountains to the beautiful Atlantic shore, North Carolina is known for it's mild climate and gorgeous scenery. Besides being a valuable agricultural developer, North Carolina is the nation's largest furniture, tobacco, brick, and textile producer.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didnít get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.