Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Pennsylvania Home Mortgage No Cost Lender Quotes for Purchase or Refinance
Our lenders specialize in providing refinance and purchase offers from competing home loan specialists from across the state. All our mortgage specialists are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many in Pennsylvania residents, have you placed homeownership high on your priorities list? Whether you need help financing your first, second or third home, we can help make it one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible!
A home loan from Smart Home Mortgage Loans could help you make that dream a reality! Our first priority is to help make home financing easier for Pennsylvania consumers.
Buying a home doesn't have to be a daunting task if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find a mortgage in the state of Pennsylvania at a good rate and that you feel comfortable with your loan program. Interest rates for home financing are still low, and purchasing a home is easier than ever!
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right Pennsylvania Mortgage Loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
Your Pennsylvania Mortgage Loan Metro Area!
The Keystone state was named to honor Admiral William Penn and his son, William Penn, Pennsylvania's founder. Known for its natural beauty and rural charm, Pennsylvania's 59,000 farms (occupying nearly 8 million acres) are the backbone of the state's economy, producing a wide variety of crops.
The state has played an important part in our nation's early history. Philadelphia was the seat of the federal government almost continuously from 1776 to 1800; there the Declaration of Independence was signed in 1776 and the U.S. Constitution drawn up in 1787. James Buchanan was born in Cove Gap (near Mercersburg) on April 23, 1791 (he was the 15th US President, serving from 1857 to 1861).
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didn't get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.