Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Texas Home Mortgage Loans No Cost Rate Quotes from Experienced Texas Lenders
Lock into a great loan today from one of our Texas mortgage lenders that guarantee low rate and your satisfaction. Texas home mortgage rates are available for less than 5% on a thirty year amortization. HUD recently made some changes to FHA guidelines.
Our home mortgage lenders specialize in providing purchase and refinance offers from three competing loan specialists from across the country. All our home loan specialists are dedicated to finding the right refinance loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many consumers in Texas, do you ever think about of joining the millions of people realizing their goals of homeownership?
Are you tired of paying a lot of money to a landlord each month, and not towards building your own equity? Whether it's your first home or third, buying a home can be one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible! A Texas home mortgage from Smart Home Mortgage Loans could help turn your thoughts into a reality!
Buying a home doesn't have to be a daunting task if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find a Texas Mortgage Loan at a good rate and that you feel comfortable with your loan program. Mortgage rates in Texas are still low, and purchasing a home can still be a simple process. FHA mortgage refinancing in Texas has become popular again, but in this market it is the borrowers who have high adjustable rate mortgages who are using the government loans.
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right Texas home loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
The Lone Star state is one of the largest and most populated ones in the nation, with only Alaska being bigger in area, and California more densely populated. The state has a rich history, most famously the battle of the Alamo. Dwight David Eisenhower was born in Denison on October 14, 1890 (he was the 34th US President, serving from 1953 to 1961). Lyndon Baines Johnson was born near Johnson City on August 27, 1908 (he was the 36th US President, serving from 1963 to 1969).
Possessing enormous natural resources, Texas is a major agricultural state and an industrial giant, and it leads all other states in such categories as oil, cattle, sheep, and cotton. Major cities like Houston and Dallas are also leaders in the banking, technology and information industries.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didn't get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.