Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Virginia Home Mortgage No Cost VA Lender Quotes for Refinancing and Home Buying
The participating Virginia lenders offer a variety of home loan programs to meet your financing needs. MBA reported that Virginia mortgage rates were amongst the states offering lowest interest rates in the country. Our VA lenders specialize in offering great service for all types of home loans. These lending companies offer purchase and refinance loans, so you will get three competing mortgage offers from a licensed Virginia mortgage lender. Virginia interest rates remain at record lows, so lock into an affordable home loan today. All our mortgage specialists are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many in Virginia consumers, have you placed homeownership high on your priorities list? Whether you need help financing your first, second or third home, we can help make it one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible!
DC, Maryland and Virginia FHA loan limits are substantially higher than most of the other states. The maximum loan limit for a FHA mortgage in Virginia $729,750. Check with your loan officer for pricing and underwriting question pertaining to Virginia home loans.
A home loan from Smart Home Mortgage Loans could help you make that dream a reality! Our first priority is to help make home financing easier for Virginia consumers.
Buying a home doesn't have to be a daunting task if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find a Virginia Mortgage Loan at a good rate and that you feel comfortable with your loan program. Home loan rates are still low, and purchasing a home is easier than ever!
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right Virginia Mortgage Loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
Virginia played a pivotal role in the early formation of the country. Eight presidents were born here, including Washington and Jefferson. The state was named for Queen Elizabeth I of England (she was known as the Virgin Queen). Sir Walter Raleigh may have suggested this name around 1584.
Flanked by the James River, Rappahannock River, Potomac River and Shenandoah River, the Old Dominion State is known for its world-class rafting and camping as well. The natural beauty from the Blue Ridge mountains to the Atlantic beaches make Virginia a great place to live!
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didn't get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.