Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Washington Home Mortgage No Cost Loan Quotes for Purchase or Refinance
Our lenders specialize in providing purchase and refinance offers from three competing home loan specialists from across the state. All our mortgage specialists are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. Like many in Washington consumers, you may have placed homeownership high on your priorities list. Whether you need help financing your first, second or third home, we can help make it one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible!
Home loans from Smart Home Mortgage Loans could help you turn that dream into a reality! Our first priority is to help make home financing easier for Washington consumers. Choose from conventional, FHA, or subprime lending companies. Washington mortgage loans are available to existing homeowners or 1st time homebuyers.
Cash Out Refinance
Low Start Rate Option Loans
Debt Consolidation Refinancing
No Equity Refinance 100%
Conforming - Fixed, ARM, Interest Only
Stated Income Refinance
Home Improvement Loans
Non-Conforming Products - Fixed, ARM, Interest Only
Government - FHA, VA
Home Equity – Fixed Rate or HELOC's
Home Construction Lending
Fannie Mae and Freddie Mac Loan Programs
Buying a home doesn't have to be a frightening process if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find a Washington home mortgage at a good rate and that you feel comfortable with your loan program. Rates are still low, and purchasing a home is easier than ever!
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
The Evergreen State is named for George Washington, the first president of the USA. Washington is a leading lumber producer. Its rugged surface is rich in stands of Douglas fir, hemlock, ponderosa and white pine, spruce, larch, and cedar. The state holds first place in apples, lentils, dry edible peas, hops, pears, red raspberries, spearmint oil, and sweet cherries, and ranks high in apricots, asparagus, grapes, peppermint oil, and potatoes. From the unique temperate rainforests of the west to the apple-producing orchards of the east, Washington is a state of fantastic natural beauty.
Washington has over 1,000 dams, including the Grand Coulee, built for a variety of purposes including irrigation, power, flood control, and water storage. Its abundance of electrical power makes Washington one of the nation's major producers of refined aluminum.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or subprime refinancing, our company can connect you with the finest financing providers online.
Financing Basics For those of you who didn't get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.