Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Washington DC Home Mortgages
No Cost Lender Quotes for Purchase or Refinance
Like many consumers living in Washington DC, do you dream of joining the millions of people realizing their goals of homeownership?
Our DC mortgage lenders specialize in providing purchase and refinance offers from home loan specialists from across the country. All our home loan specialists from the District Columbia are dedicated to finding the right loan with the best mortgage rates, terms and costs to meet your unique financing needs. VA home loans require no money down, so veterans can find 100% home financing even if their credit is less than perfect.
Are your tired of paying a lot of money to a landlord each month, and not towards building your own equity? Whether it's your first home or third, buying a home can be one of the most exciting and rewarding life experiences and you should make sure that yours is the best one possible! A Washington DC Mortgage Loan from Smart Home Mortgage Loans could help you make that dream a reality!
Buying a home doesn't have to be a daunting task if you are informed throughout each step of the process, and we are here to make sure that happens. We will make sure that you find a Washington DC Mortgage Loan at a good rate and that you feel comfortable with your loan program. Rates are still low, and purchasing a home is easier than ever!
At Smart Home Mortgage Loans, we want to make your dream of homeownership a reality. Our first priority is to help you find the right Washington DC Mortgage Loan for your individual needs. We are dedicated to making sure that your lending experience is as easy and enjoyable as possible, whether you are buying a home or refinancing to consolidate debts, make home improvements, or financing other purchases. Let us help you realize your housing dreams now, and be on the way to financial freedom!
From its celebrated symbols of patriotism to its undiscovered neighborhoods, the sights and sounds of the nation's capital inspire millions of visitors every year. Packed with famous sights, free attractions, and an endless calendar of special events, Washington, DC offers year-round inspiring experiences.
Beyond Washington DC's most familiar vistas, the capital city unwinds into a lively urban center. Casual cafes and upscale bistros line the trendy streets of Georgetown, while the downtown district sizzles with a host of new restaurants. Spontaneous Jazz notes tumble out the windows of U Street's nightclubs, while world-class performers take the stage at the highly acclaimed Kennedy Center. Kayakers tackle the Potomac River as it winds past the elegant marble tributes to America's great leaders.