New Home Purchase Loan

100% Home Financing - VA, FHA and Conventional Loans

Home buying is an exciting time, especially for first time homebuyers. Our home purchase lenders specialize in providing low rates for purchase loan programs, and second home mortgages with offers from 3 competing home financing specialists from across the country. All our loan specialists are dedicated to finding the right loan with the lowest interest rates for first time homebuyers. We will help you compare a variety of home purchase loans, as affordability, down-payments and credit will all play a role in qualifying for a new home purchase.

All our home loan specialists are dedicated to finding the right purchase loan with an affordable monthly payment.

80-20 Purchase Loans
1.5% Negative Amortization Payments
Interest Only Home Loans
Fixed Rate Home Loans
FHA Mortgage Loans
VA Home Loans
100% No Money Down Financing

Hispanic Home Ownership Skyrockets
According to the Hispanic Business Journal, the number of Latino home owners in this country vaulted a staggering 81% between 1995 and 2005, according to the National Association for Hispanic Real Estate Professionals Web site. Rodney Tanaka reports the homeownership rate among non-Hispanics buyers gained just 19% during the same 10-year period.

According to NAHREP, Latinos will account for 40 percent of all first-time home buyers during the next two decades. Hispanic surnames already account for eight of the top 10 home buyer surnames in California, based on 2005 research by the CALIFORNIA ASSOCIATION OF REALTORS®.

Our smart home mortgage lenders specialize in providing home purchase loans up to $5,000,000. You will benefit from qualifying quotes from three competing equity loan specialists from across the country. All our mortgage loan specialists are dedicated to finding the right mortgage with the best loan rates, terms and reduced costs to meet your borrowing needs.

Our home equity lenders specialize in financing home equity loans with competitive rates for fixed and adjustable rate mortgage programs. Let the loan officers at Smart Home Mortgage Loans help you determine the amount you are approved to borrow. Select the right 1st or 2nd mortgage with documentation options and interest type options as well.

30-Year Fixed Interest Rate
40-Year Fixed Interest Rate

Now that you’ve found your new dream home, where do you start? With a gazillion home lenders and mortgage brokers it’s a challenge. With all of today’s conveniences, obtaining a home purchase mortgage is really pretty simple. However, shopping for the best rate can seem confusing if you're a first time buyer or even a experienced homeowner. The good news, through the Smart Home Financing Central network of home purchase mortgage lenders, we can specifically design a custom mortgage loan quote to meet your special needs and goals.