Mortgage Advantages
Competitive interest rates. Our rates are among the lowest in the Lower Mainland.
Approval within 24 hours. Get answers fast - usually within 24 hours. That way you take advantage of current rates and market situations. Once you are approved, we'll guarantee your rate for 90 days.
Pay off your mortgage faster. Choose from weekly, biweekly, semimonthly, monthly repayment schedules. The more frequent your payments, the faster you'll pay off your mortgage.
Amortization options. We offer shorter amortization periods which allows you to pay off your mortgage sooner.
Double up your payment. Pay up to double each payment on closed mortgage plans.
Make an extra payment. On each mortgage anniversary date, you can make a lump-sum payment of up to 20% of the original balance.
Take your mortgage with you. It's portable - transfer your existing rate, loan balance, and remaining term to a new mortgage if you move.
It's assumable. Your mortgage can be taken over by another party (upon qualification). This feature may be attractive to potential buyers.
Charleston Mortgage
At Smart Home Mortgage Loans, our first priority is to help you find the right
Charleston Mortgage Loan for your individual needs. We will make sure that you find a
Charleston South Carolina Mortgage Loan at a good rate and that you feel comfortable with your loan program.
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Your South Carolina Mortgage Loan Metro Area!
The Palmetto State is known for its deep Southern heritage and its importance during the Civil War. The war began in 1861 as South Carolina troops fired on federal Fort Sumter in Charleston Harbor, and the state was the first to secede from the Union. Andrew Jackson was born in Waxhaw on March 15, 1767 (he was the 7th US President, serving from 1829 to 1837).
The small state is also known for its beautiful beaches and Southern charm. Myrtle Beach is a world-renowned tourist attraction. The port city of Charleston still maintains the same sense of the Antebellum south, but with a growing technological, medical, and naval industry.
Loan Programs & Options Smart Home Mortgage Loans inc. offers many loan programs from the primary lenders in all 50 states. Our lending institutions provide home purchase, second home equity, mortgage refinancing, and refinance loans. Whether you are searching for conventional, non-conforming or sub prime refinancing, our company can connect you with the finest financing providers online.
Home
Financing Basics For those of you who didn’t get a finance degree from a graduate business school, we created this section so that average homeowners can understand the basic for refinance and purchase mortgage loans. Our site will provide you with mortgage references and relevant definitions for loan terms so that you can make wise finance decisions that involve residential mortgages.